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Twin Lakes Estates

Twin Lakes Estates Twin Lakes Estates Twin Lakes Estates

Current Board of Directors

Pete Salamone (top right), President;  Fox Kehler (top left), Vice President; Gail Schmidt (front center), Secretary, Treasurer; Phil DiCicca (front right), Member-At-Large; Cliff Rumbley (front left), Member-At-Large

HOA Resources

Estoppel Letter

Exterior House Colors

Exterior House Colors

 If you are a buyer, real estate agent, attorney, title agency, lender, or any other form of agency seeking an estoppel letter or other documentation regarding property at Twin Lakes Estates, please direct your inquiries to treasurer, Gail Schmidt, at hoatreasurer98@gmail.com, or mail your request to Twin Lakes Estates HOA, 98 Golf View Circle, Umatilla, FL 32784. 

Exterior House Colors

Exterior House Colors

Exterior House Colors

The HOA has guidelines for exterior house colors.  See the book of applications and color selections in the clubhouse.  Please do not remove the book.

Click here to go to the Sherwin Williams Website where you can find 16 suggested colors.  Choose in the drop down boxes the State, the City, then Twin Lakes.  Exterior paint choices should be approved by the ACC even if repainting using the same color.  Application forms are on the bulletin board in the clubhouse, or submit online using the link in the HOA Forms section of this page.

HOA Forms & Guiding Documents

HOA Forms & Guiding Documents

HOA Forms & Guiding Documents

 Click below to view the individual forms.


Twin Lakes Estates New Resident Application


ACC Approval Request (PDF Download & Print)


Hard Copies of the ACC Approval Request form are available in the clubhouse. 


ACC Guidelines (PDF & Download) - Please read before filling out a request.


The Role of The ACC Facilitator (PDF & Download)


Construction Blueprint & Site Plan Review (PDF & Download)


ACC Metal Roof Recommendation (PDF & Download)


HOA BOD Election Information and Forms

Election - First Notice (PDF)

Declaration Of Candidacy


HOA Governing Documents

HOA Forms & Guiding Documents

HOA Forms & Guiding Documents

Click Here to access the individual documents.

The * indicates new or recently updated.


  • Articles Of Incorporation *
  • Covenants & Restrictions
  • First Amendment
  • Second Amendment
  • Third Amendment
  • Fourth Amendment​
  • Fifth Amendment *
  • Sixth Amendment
  • Guidelines/Criteria 55+


Since its inception, Twin Lakes has been a community with covenants and restrictions.  All residents are expected to abide by these covenants (Florida State Law Prevails) that are found by clicking on the links above. 


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